Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Filing a home insurance claim after a disaster is definitely stressful. However, if you understand the steps ahead of time, it can help you get through it easier. This article outlines a step-by-step guide on how to file a home insurance claim, ensuring that you receive the money you need to repair your house here in the Tri-Cities. 1. Assess the Damage Safely You and your family's safety is the... [Read More...]

Heavy rains. Leaking roof. Backed-up drainage. These disasters can occur unexepectedly and costs a lot of money. It's important to know what your home owner's insurance for your home here in the Tri-Cities covers, and what it doesn't. This article walks through what rain and water damage coverage by your insurer may actually look like, and it includes some tips for protecting your home - whether you live in Kennewick,... [Read More...]

Even here in the Tri-Cities, winter storms can bring snow, ice, and freezing temps that may cause damage to your home or property. In this article, we'd like to help you understand what your home insurance covers and how to appropriately supplement so that you have comprehensive protection. We also included some tips on how to prepare for the colder months here in Kennewick, Richland, Pasco, and all our outlying... [Read More...]