Hurricanes and windstorms cause extensive damage to homes and result in expensive repairs. While standard home insurance policies typically cover certain types of wind damage, the specifics can vary, especially in high-risk areas such as the Tri-Cities. This article will explain what hurricane and windstorm coverage usually includes, common things it does not, and how Kennewick, Pasco, and Richland homeowners can supplement their policies to ensure they have enough coverage.... [Read More...]

Earthquakes are unpredictable and can lead to devastating damage quickly. For homeowners, especially those living in seismically active areas, understanding earthquake insurance and ensuring adequate coverage is an important steps in protecting your finances. This article explores why earthquake insurance is important, what it covers, and how to secure an appropriate policy for your home. We also prepared this article about earthquakes which complements this post: https://dryerfirefighters.com/how-to-prepare-your-home-for-earthquakes/. 1. Why Earthquake... [Read More...]

Everyone who owns a home owns homeowner's insurance. But what does it really cover? You may be surprised to find out what is not included in your standard home owner's insurance policy. You can really be caught off guard when an event or accident happens - then it's too late to learn about the exclusions in the policy. In this article, we'll explain the common things that are included and... [Read More...]

Your house is probably your biggest investment, so that means your home owner's policy may be the most important insurance you buy. That and life insurance, of course. But when it comes to home insurance, it's important to understand the fundamentals of diaster coverage and how it affects your house. This post provides information on what disaster coverage is within your home owner's policy and how to make sure it... [Read More...]