Selecting the the right coverage for your home owner's policy is definitely a challenge. With so many policy options and additional endorsements available, understanding how to choose a policy that meets your needs is important. This article provides a detailed guide on what to look for when choosing the type of insurance policy to protect your home here in Kennewick, Richland, or Pasco from disasters. 1. Understand the Basics of... [Read More...]

Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Heavy rains. Leaking roof. Backed-up drainage. These disasters can occur unexepectedly and costs a lot of money. It's important to know what your home owner's insurance for your home here in the Tri-Cities covers, and what it doesn't. This article walks through what rain and water damage coverage by your insurer may actually look like, and it includes some tips for protecting your home - whether you live in Kennewick,... [Read More...]

Hurricanes and windstorms cause extensive damage to homes and result in expensive repairs. While standard home insurance policies typically cover certain types of wind damage, the specifics can vary, especially in high-risk areas such as the Tri-Cities. This article will explain what hurricane and windstorm coverage usually includes, common things it does not, and how Kennewick, Pasco, and Richland homeowners can supplement their policies to ensure they have enough coverage.... [Read More...]