Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Heavy rains. Leaking roof. Backed-up drainage. These disasters can occur unexepectedly and costs a lot of money. It's important to know what your home owner's insurance for your home here in the Tri-Cities covers, and what it doesn't. This article walks through what rain and water damage coverage by your insurer may actually look like, and it includes some tips for protecting your home - whether you live in Kennewick,... [Read More...]

Regular maintenance is an important part of keeping household appliances and systems functioning efficiently and safely. We recommend establishing maintenance schedules and following practical tips that we've outlined below that can extend the lifespan of your appliances, improve their performance, and prevent breakdowns. This post provides solid guidance on creating effective maintenance routines for various home systems, with a focus on dryers (of course!), HVAC units, and other major appliances.... [Read More...]

Knowing how to safely shut off utilities in your home during an emergency can prevent further damage, reduce hazards, and ensure your family’s safety. Whether it’s a gas leak, flooding, or a severe storm, taking the right steps to shut off water, gas, and electricity can make a significant difference in the outcome of an emergency situation. This guide provides detailed instructions on how to handle each utility safely. 1.... [Read More...]