Your house is probably your biggest investment, so that means your home owner's policy may be the most important insurance you buy. That and life insurance, of course. But when it comes to home insurance, it's important to understand the fundamentals of diaster coverage and how it affects your house. This post provides information on what disaster coverage is within your home owner's policy and how to make sure it... [Read More...]

High wind events, whether from strong storms or regional wind patterns, can cause significant damage to homes and pose serious risks to safety. Proper preparation helps reduce the risk of structural damage and ensures that you and your family remain safe during these events. This article outlines the steps to prepare your home, essential safety tips, and what to do during and after high wind events in Washington state. 1.... [Read More...]

Washington state is located in a seismically active region, making earthquake preparedness an essential part of home safety planning. Unlike other natural disasters, earthquakes strike without warning, so being ready in advance is crucial. This article provides comprehensive tips on securing your home, emergency supplies, family planning, and post-earthquake safety. 1. Securing Your Home Against Earthquakes Reducing the risk of injury and damage during an earthquake starts with fortifying your... [Read More...]

Flooding is a common hazard in Washington state, particularly during periods of heavy rainfall or rapid snowmelt. Preparing your home and family for potential flooding can help mitigate damage and keep everyone safe. This article outlines key steps for flood preparation, home protection strategies, and essential supplies for weathering flood events. 1. Assess Your Flood Risk Understanding your home’s flood risk is the first step in preparing effectively: Check Flood... [Read More...]