Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Wildfires are increasingly common, especially in dry regions like here in the Tri-Cities. They pose a significant threat to our homes and communities in the Richland, Pasco, and Kennewick areas. This article will help you understand how wildfire insurance works and some of the things you can do to protect your home and your family. This post is also complemented by these article we posted: https://dryerfirefighters.com/creating-a-wildfire-safety-plan-for-your-family/ and https://dryerfirefighters.com/wildfire-emergency-plan-key-steps-for-home-protection/ 1. What... [Read More...]

Earthquakes are unpredictable and can lead to devastating damage quickly. For homeowners, especially those living in seismically active areas, understanding earthquake insurance and ensuring adequate coverage is an important steps in protecting your finances. This article explores why earthquake insurance is important, what it covers, and how to secure an appropriate policy for your home. We also prepared this article about earthquakes which complements this post: https://dryerfirefighters.com/how-to-prepare-your-home-for-earthquakes/. 1. Why Earthquake... [Read More...]

Wildfires can spread quickly and pose serious threats to homes and communities. Preparing in advance helps safeguard your property, reduce fire risks, and protect your loved ones. This article provides comprehensive steps for wildfire preparedness, from creating defensible space to ensuring safety during evacuation. 1. Create Defensible Space Around Your Home Defensible space helps reduce the spread of wildfire to your home and provides firefighters with a safer area to... [Read More...]