Flooding is one of the most common and costly natural disasters, yet many homeowners mistakenly believe that their standard home insurance policy covers it. It's one of the biggest misconceptions about home owner's insurance there may be. This article will explain what flood insurance is, why you may need it, and how to obtain the right coverage for your home here in the Tri-Cities area. 1. What Is Flood Insurance?... [Read More...]

Everyone who owns a home owns homeowner's insurance. But what does it really cover? You may be surprised to find out what is not included in your standard home owner's insurance policy. You can really be caught off guard when an event or accident happens - then it's too late to learn about the exclusions in the policy. In this article, we'll explain the common things that are included and... [Read More...]

Your house is probably your biggest investment, so that means your home owner's policy may be the most important insurance you buy. That and life insurance, of course. But when it comes to home insurance, it's important to understand the fundamentals of diaster coverage and how it affects your house. This post provides information on what disaster coverage is within your home owner's policy and how to make sure it... [Read More...]