Many people think home insurance is a one-time purchase that doesn't need to be reviewed once it's in place. However, you should regularly reviewing your policy to make sure you have enough coverage because your home, purchases, lifestyle, and risks change over time. This article explains why an annual review of your home insurance policy here in the Tri-Cities is important, what to look for, and how to make adjustments... [Read More...]
When you need to file a claim on your home owner's insruance, you should understand the role of an insurance adjuster. What does an adjuster do, how do they conduct their job, and what is the best way to work with them? You want to make the process as smooth as possible because it certainly can be a stressful time. This article breaks down the role of an insurance adjuster... [Read More...]
Selecting the the right coverage for your home owner's policy is definitely a challenge. With so many policy options and additional endorsements available, understanding how to choose a policy that meets your needs is important. This article provides a detailed guide on what to look for when choosing the type of insurance policy to protect your home here in Kennewick, Richland, or Pasco from disasters. 1. Understand the Basics of... [Read More...]
Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]