Many people think home insurance is a one-time purchase that doesn't need to be reviewed once it's in place. However, you should regularly reviewing your policy to make sure you have enough coverage because your home, purchases, lifestyle, and risks change over time. This article explains why an annual review of your home insurance policy here in the Tri-Cities is important, what to look for, and how to make adjustments... [Read More...]
Filing a home insurance claim after a disaster is definitely stressful. However, if you understand the steps ahead of time, it can help you get through it easier. This article outlines a step-by-step guide on how to file a home insurance claim, ensuring that you receive the money you need to repair your house here in the Tri-Cities. 1. Assess the Damage Safely You and your family's safety is the... [Read More...]
Everyone who owns a home owns homeowner's insurance. But what does it really cover? You may be surprised to find out what is not included in your standard home owner's insurance policy. You can really be caught off guard when an event or accident happens - then it's too late to learn about the exclusions in the policy. In this article, we'll explain the common things that are included and... [Read More...]
Your house is probably your biggest investment, so that means your home owner's policy may be the most important insurance you buy. That and life insurance, of course. But when it comes to home insurance, it's important to understand the fundamentals of diaster coverage and how it affects your house. This post provides information on what disaster coverage is within your home owner's policy and how to make sure it... [Read More...]