Heavy rains. Leaking roof. Backed-up drainage. These disasters can occur unexepectedly and costs a lot of money. It's important to know what your home owner's insurance for your home here in the Tri-Cities covers, and what it doesn't. This article walks through what rain and water damage coverage by your insurer may actually look like, and it includes some tips for protecting your home - whether you live in Kennewick,... [Read More...]

Hurricanes and windstorms cause extensive damage to homes and result in expensive repairs. While standard home insurance policies typically cover certain types of wind damage, the specifics can vary, especially in high-risk areas such as the Tri-Cities. This article will explain what hurricane and windstorm coverage usually includes, common things it does not, and how Kennewick, Pasco, and Richland homeowners can supplement their policies to ensure they have enough coverage.... [Read More...]

Earthquakes are unpredictable and can lead to devastating damage quickly. For homeowners, especially those living in seismically active areas, understanding earthquake insurance and ensuring adequate coverage is an important steps in protecting your finances. This article explores why earthquake insurance is important, what it covers, and how to secure an appropriate policy for your home. We also prepared this article about earthquakes which complements this post: https://dryerfirefighters.com/how-to-prepare-your-home-for-earthquakes/. 1. Why Earthquake... [Read More...]

Flooding is one of the most common and costly natural disasters, yet many homeowners mistakenly believe that their standard home insurance policy covers it. It's one of the biggest misconceptions about home owner's insurance there may be. This article will explain what flood insurance is, why you may need it, and how to obtain the right coverage for your home here in the Tri-Cities area. 1. What Is Flood Insurance?... [Read More...]