Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Heavy rains. Leaking roof. Backed-up drainage. These disasters can occur unexepectedly and costs a lot of money. It's important to know what your home owner's insurance for your home here in the Tri-Cities covers, and what it doesn't. This article walks through what rain and water damage coverage by your insurer may actually look like, and it includes some tips for protecting your home - whether you live in Kennewick,... [Read More...]

Wildfires are increasingly common, especially in dry regions like here in the Tri-Cities. They pose a significant threat to our homes and communities in the Richland, Pasco, and Kennewick areas. This article will help you understand how wildfire insurance works and some of the things you can do to protect your home and your family. This post is also complemented by these article we posted: https://dryerfirefighters.com/creating-a-wildfire-safety-plan-for-your-family/ and https://dryerfirefighters.com/wildfire-emergency-plan-key-steps-for-home-protection/ 1. What... [Read More...]

Hurricanes and windstorms cause extensive damage to homes and result in expensive repairs. While standard home insurance policies typically cover certain types of wind damage, the specifics can vary, especially in high-risk areas such as the Tri-Cities. This article will explain what hurricane and windstorm coverage usually includes, common things it does not, and how Kennewick, Pasco, and Richland homeowners can supplement their policies to ensure they have enough coverage.... [Read More...]