When you need to file a claim on your home owner's insruance, you should understand the role of an insurance adjuster. What does an adjuster do, how do they conduct their job, and what is the best way to work with them? You want to make the process as smooth as possible because it certainly can be a stressful time. This article breaks down the role of an insurance adjuster... [Read More...]

Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Filing a home insurance claim after a disaster is definitely stressful. However, if you understand the steps ahead of time, it can help you get through it easier. This article outlines a step-by-step guide on how to file a home insurance claim, ensuring that you receive the money you need to repair your house here in the Tri-Cities. 1. Assess the Damage Safely You and your family's safety is the... [Read More...]

Flooding is one of the most common and costly natural disasters, yet many homeowners mistakenly believe that their standard home insurance policy covers it. It's one of the biggest misconceptions about home owner's insurance there may be. This article will explain what flood insurance is, why you may need it, and how to obtain the right coverage for your home here in the Tri-Cities area. 1. What Is Flood Insurance?... [Read More...]