Everyone who owns a home owns homeowner's insurance. But what does it really cover? You may be surprised to find out what is not included in your standard home owner's insurance policy. You can really be caught off guard when an event or accident happens - then it's too late to learn about the exclusions in the policy. In this article, we'll explain the common things that are included and... [Read More...]

Natural disasters can strike without warning, leaving damage to your house and your wallet. It's important to be aware of the types of insurance available and what you should buy to be properly covered here in Kennewick, Pasco, Richland, and all our outlying areas. This article will break down various natural disasters and explain what types of insurance cover them. 1. Floods and Flood Insurance Floods are a common natural... [Read More...]

Wildfires can spread quickly and pose serious threats to homes and communities. Preparing in advance helps safeguard your property, reduce fire risks, and protect your loved ones. This article provides comprehensive steps for wildfire preparedness, from creating defensible space to ensuring safety during evacuation. 1. Create Defensible Space Around Your Home Defensible space helps reduce the spread of wildfire to your home and provides firefighters with a safer area to... [Read More...]

Heavy snow and ice can create hazardous conditions, disrupt daily life, and damage property. Proper preparation for snow and ice storms can help keep your home safe, maintain essential utilities, and ensure your family stays warm and secure. This article provides key steps to prepare your home, essential safety measures, and what to do during and after snow and ice storms in Washington state. 1. Reinforce Your Home’s Exterior Taking... [Read More...]