Many people think home insurance is a one-time purchase that doesn't need to be reviewed once it's in place. However, you should regularly reviewing your policy to make sure you have enough coverage because your home, purchases, lifestyle, and risks change over time. This article explains why an annual review of your home insurance policy here in the Tri-Cities is important, what to look for, and how to make adjustments... [Read More...]

Selecting the the right coverage for your home owner's policy is definitely a challenge. With so many policy options and additional endorsements available, understanding how to choose a policy that meets your needs is important. This article provides a detailed guide on what to look for when choosing the type of insurance policy to protect your home here in Kennewick, Richland, or Pasco from disasters. 1. Understand the Basics of... [Read More...]

Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

  In the realm of household safety, the risk posed by dryers and washing machines is often underestimated, yet the data tells a compelling story. Between 2010 and 2014, U.S. municipal fire departments responded to an average of 15,970 home fires annually involving these essential appliances. The outcome? Each year saw approximately 13 civilian deaths, 440 injuries, and staggering property damage valued at 8 million. The bulk of... [Read More...]