Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Heavy rains. Leaking roof. Backed-up drainage. These disasters can occur unexepectedly and costs a lot of money. It's important to know what your home owner's insurance for your home here in the Tri-Cities covers, and what it doesn't. This article walks through what rain and water damage coverage by your insurer may actually look like, and it includes some tips for protecting your home - whether you live in Kennewick,... [Read More...]

Washington state is known for its varied climate, including severe windstorms and heavy rainfall. These events can lead to property damage, power outages, and even flooding. Being prepared for these conditions can help protect your home, reduce risks, and keep your family safe. This article offers detailed tips for storm preparedness, home reinforcement, and essential safety measures. 1. Strengthen Your Home Against High Winds Taking proactive steps to secure your... [Read More...]

Flooding is a common hazard in Washington state, particularly during periods of heavy rainfall or rapid snowmelt. Preparing your home and family for potential flooding can help mitigate damage and keep everyone safe. This article outlines key steps for flood preparation, home protection strategies, and essential supplies for weathering flood events. 1. Assess Your Flood Risk Understanding your home’s flood risk is the first step in preparing effectively: Check Flood... [Read More...]