Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Flooding is one of the most common and costly natural disasters, yet many homeowners mistakenly believe that their standard home insurance policy covers it. It's one of the biggest misconceptions about home owner's insurance there may be. This article will explain what flood insurance is, why you may need it, and how to obtain the right coverage for your home here in the Tri-Cities area. 1. What Is Flood Insurance?... [Read More...]