Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Even here in the Tri-Cities, winter storms can bring snow, ice, and freezing temps that may cause damage to your home or property. In this article, we'd like to help you understand what your home insurance covers and how to appropriately supplement so that you have comprehensive protection. We also included some tips on how to prepare for the colder months here in Kennewick, Richland, Pasco, and all our outlying... [Read More...]

Earthquakes are unpredictable and can lead to devastating damage quickly. For homeowners, especially those living in seismically active areas, understanding earthquake insurance and ensuring adequate coverage is an important steps in protecting your finances. This article explores why earthquake insurance is important, what it covers, and how to secure an appropriate policy for your home. We also prepared this article about earthquakes which complements this post: https://dryerfirefighters.com/how-to-prepare-your-home-for-earthquakes/. 1. Why Earthquake... [Read More...]

Everyone who owns a home owns homeowner's insurance. But what does it really cover? You may be surprised to find out what is not included in your standard home owner's insurance policy. You can really be caught off guard when an event or accident happens - then it's too late to learn about the exclusions in the policy. In this article, we'll explain the common things that are included and... [Read More...]