Home insurance is vital protection for homeowners. It covers many types of accidents or disasters. However, it’s important to understand that not all types of accidents or damages are included in standard policies. Knowing what common exclusions exist and how to address them will help you ensure that you have proper coverage for your Tri-Cities home and finances. This article gives you the most common home insurance exclusions and offers... [Read More...]

Wildfires are increasingly common, especially in dry regions like here in the Tri-Cities. They pose a significant threat to our homes and communities in the Richland, Pasco, and Kennewick areas. This article will help you understand how wildfire insurance works and some of the things you can do to protect your home and your family. This post is also complemented by these article we posted: https://dryerfirefighters.com/creating-a-wildfire-safety-plan-for-your-family/ and https://dryerfirefighters.com/wildfire-emergency-plan-key-steps-for-home-protection/ 1. What... [Read More...]

Natural disasters can strike without warning, leaving damage to your house and your wallet. It's important to be aware of the types of insurance available and what you should buy to be properly covered here in Kennewick, Pasco, Richland, and all our outlying areas. This article will break down various natural disasters and explain what types of insurance cover them. 1. Floods and Flood Insurance Floods are a common natural... [Read More...]

Your house is probably your biggest investment, so that means your home owner's policy may be the most important insurance you buy. That and life insurance, of course. But when it comes to home insurance, it's important to understand the fundamentals of diaster coverage and how it affects your house. This post provides information on what disaster coverage is within your home owner's policy and how to make sure it... [Read More...]